Payment orchestration & merchant services
Accept payments from customers using cards, Apple Pay and Google Pay, with cryptocurrency settlement options for eligible merchants. One integration, multiple payment providers.
Your customers pay with
Customers pay with familiar methods.
You receive crypto.
Paymantic
Payment infrastructure and partner routing
Crypto settlement
USDC on ERC-20, to your wallet
Payment orchestration
Paymantic sits between your checkout and the providers that move the money. Send each payment across multiple providers, fall back to another provider when an eligible payment is declined, and reconcile it all against a single settlement file.
We also arrange the merchant accounts behind it, and stay with you through underwriting. How merchant accounts work
Your checkout
$129.00
PaymanticRouting engine
Crypto settlement
Give your customers a familiar checkout experience with card and digital wallet payments, while accessing cryptocurrency settlement through supported payment partners.
Crypto settlement is available to eligible merchants only, subject to underwriting and your jurisdiction. The settlement currency, network and timing are confirmed in your agreement.
Example transaction
Illustrative
Settlement in USDC
USDCto your wallet
Built for your business
From routing rules to chargeback handling, Paymantic gives you the tools to accept more payment types, recover eligible declines and keep payment operations simple.
Send each payment to the provider that suits it, using rules for currency, card scheme, amount or issuing country. Adjust the rules yourself, with no engineering ticket.
When a payment is declined for a soft reason, it can be retried with the next provider in your plan instead of being handed back to the customer.
Payouts from every provider land in one normalised settlement file, so finance is not stitching spreadsheets together at month end.
| Provider | Settled (USD) |
|---|---|
| Provider A | $2,430.00 |
| Provider B | $1,208.50 |
| Provider C | $987.20 |
| Total | $4,625.70 |
Disputes arrive in one queue with the evidence attached, and response deadlines are tracked so nothing lapses quietly.
For developers
One integration covers every provider in your plan. Predictable REST, idempotency keys on every write, signed webhooks with replay, and a sandbox that behaves like production.
POST /payments
Idempotency-Key: 9d2f6c1a-4e7b
Content-Type: application/json
{
"amount": 12900,
"currency": "USD",
"routing_plan": "default"
}Merchant services
We introduce you to acquirers matched to your business model and risk profile, and we stay involved through underwriting rather than handing you a form.
Approval and timing depend on your business, your markets and the provider. Nothing is guaranteed until the provider approves your account.
Payment methods
Cards are the floor, not the ceiling. Offer the methods your customers already use in each market, through the same integration.
Which methods you can offer depends on your business, your markets and the provider approved for you. We confirm the list with you during onboarding.
About Paymantic
We spend our time on the difficult parts of payment processing: matching each merchant with a suitable acquirer, managing routing, giving operational support and keeping reconciliation straight.
We are selective about who we onboard. A merchant that fits its acquirer is more likely to be approved and to stay live, which is better for everyone than signing anything that moves.
Tell us what you sell, where you operate and what payment capabilities you need. We'll help you understand the available options.